Our team's extensive network of lenders means we can secure the lowest mortgage rates available in Canada.
Dave and his team offer the best mortgage rates for your needs, due to our expansive lender network, commitment to finding the most competitive options, and dedication to personalized service. By leveraging our relationships with a wide range of financial institutions, we can negotiate favorable terms on your behalf. With our focus on transparency and customer satisfaction, we strive to provide the most advantageous rates available in the Canadian market.
Consult our daily rate options below, to discover the most competitive and suitable rates for your financial situation. Dave's primary objective is to help you save money on your next property investment, so don't hesitate to contact us for a customized plan tailored to your requirements.
Insured Mortgage Rates
The following rates cover both insured purchases (when putting less than 20% down payment) AND both insurable purchase and switch transactions, when the mortgage we are getting is 65% loan-to-value or less on the property.
| 1-year Fixed |  |
5.68% |
 |
6.53% |
| 2-year Fixed | |
4.99% |
|
5.82% |
| 3-year Fixed | |
4.04% |
 |
4.89% |
| 4-year Fixed | |
4.18% |
 |
5.03% |
| 5-year Fixed | |
4.04% |
 |
4.69% |
| 5-year Variable | |
4.29% |
|
5.10% |
Conventional Mortgage Rates
The following rates cover both purchase and refinance transactions where the mortgage is between 75% to 80% loan-to-value on the property. For any loans between 65.01% loan-to-value and 74.99% loan-to-value, please contact Dave for updated pricing.
| 1-year Fixed | |
5.74% |
|
6.53% |
| 2-year Fixed | |
5.29% |
|
5.82% |
| 3-year Fixed | |
4.25% |
 |
4.89% |
| 4-year Fixed | |
4.25% |
|
5.10% |
| 5-year Fixed | |
4.29% |
|
4.89% |
| 5-year Variable | |
4.54% |
|
5.28% |
Why are there so many different rates for the same term?
Click below to watch as Dave discusses significant changes brought forth by the Canadian government back in 2018, and how rate sheets in Canada have never looked the same since.
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