Canadian mortgage broker, Dave Butler, wearing a buttoned up suit with hands in pockets

Work with one of Canada's elite mortgage brokers, backed by over two decades of experience

Look no further than Dave Butler, the #1 mortgage broker in Canada and your trusted partner in navigating the complex world of mortgage financing

Today's HOT Rates

Explore today's lowest interest rates and let Dave secure the best deal for your next mortgage.

 
Dave Butler Mortgage Rates
Bank Mortgage Rates
5-Year Fixed

4.69%

5-Year Variable

5.60%

Giving back to Canadians

The Dave Butler 100

With a career launched in the early 2000s, Dave has achieved unparalleled success in the mortgage industry. Recognized by both professional colleagues and personal acquaintances, it comes as no surprise that he's driven to give back to the Canadian community who has supported him.

Starting in 2024, alongside managing his other mortgage enterprises, Dave has committed specific hours of his workdays to a unique initiative called the Dave Butler 100. This program aims to annually assist 100 Canadian homeowners or aspiring homeowners in reducing their owner-occupied mortgage interest rates. Dave achieves this by forgoing the finder's fee typically received by mortgage brokers from mortgage lenders, and instead directs it towards 'buying down' and lowering the interest rate for his clients. Consequently, these clients will secure mortgages at rates lower than those advertised.

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$9.65B

Career funded mortgage volume of Dave's companies

26,110

Mortgages Dave's companies have funded in his career

8,030

Days Dave has been a mortgage broker

Top Mortgage Broker in Canada, Dave Butler, typing mortgage information on a laptop computer.

The quintessential expert mortgage broker

As an award-winning professional with over two decades of experience, Dave has perfected his expertise in residential mortgages, ensuring that his clients receive the lowest interest rates and tailored solutions that meet their unique needs. Beyond his extensive experience in residential mortgages, Dave also owns and operates another mortgage company specializing in working with real estate investors for rental and commercial mortgages. This makes Dave a one-stop shop for anything mortgage-related. With his wealth of knowledge and commitment to personalized service, you can trust Dave to guide you through every step of the mortgage journey with confidence and clarity.

Why Work With Dave
Shaking hands after completing a successful mortgage deal

Over two decades in helping arrange mortgages for Canadians

Throughout his illustrious 20+ year career, Dave has garnered the trust of a vast clientele comprising thousands of individuals, as well as a multitude of mortgage lenders, real estate professionals, financial advisors, accounting firms, lawyers, and business managers. His expertise has facilitated not only the realization of homeownership dreams for countless Canadians, but also the expansion of investor portfolios, debt consolidation assistance, and the actualization of dreams for his cherished clients. Above all, Dave's unwavering commitment has always been securing the most favorable rates, so his clients can comfortably embrace the most sustainable mortgage solutions tailored to their unique budgets and circumstances. In essence, Dave's dedication to mortgages is unparalleled, with his paramount focus always remaining the best interests of his clients.

About Dave

Mortgage Services

Dave offers a variety of mortgage and loan programs to accommodate borrowers who seek financing for all types of properties. See below to learn more about our mortgage services and discover how we can help you achieve your financing goals.

Purchase Mortgages for residential properties in Canada

Purchase Mortgages

Tailored to your unique circumstances, Dave will be sure to find you the most competitive rates and very flexible terms to help in your homeowning journey.

First time home buyers in Canada

First Time Home Buyers

From helping you understand the home buying process, to finding the best options for your budget, Dave and his team are here to make your homeowning goals achievable.

Mortgage Pre-Approval in Canada

Pre-Approval

Dave’s quick pre-approval process simplifies your homebuying journey by quickly determining the mortgage amount you qualify for, before you start your property hunt.

Jumbo Loans for high value real estate mortgages above 1 million dollars in Canada.

Jumbo Loans

Dave specializes in financing for high-value real estate. For mortgages over $1,000,000 select Banks have a greater appetite and are willing to offer deeper discounts.

Mortgage Renewals in Canada

Renewals

As your current mortgage term approaches its end, Dave will offer his expert guidance to ensure you make an informed decision that aligns with your financial goals.

Mortgage refinancing to better suit your financial goals.

Refinances

Let Dave optimize your mortgage to better suit your financial goals. Adjust your mortgage payment, do renovations or pay for a child’s tuition through a refinance.

Debt Consolidation mortgage solutions in Canada

Debt Consolidation

By combining multiple debts into a lower interest rate mortgage, Dave can help clients streamline their payments and save money in the long run, to help reach their financial goals.

Home Equity Line of Credit (HELOC) mortgage solutions in Canada

HELOC

A Home Equity Line of Credit can help to empower homeowners to leverage the equity in their homes and properties, by only paying interest when a client uses it.

Second Mortgages in Canada

Second Mortagages

Sometimes a second mortgage can provide an optimal solution for clients looking to avoid breaking their current first mortgage - or, when only needing a short-term cushion.

Reverse Mortgages in Canada for homeowners aged 55 and older.

Reverse Mortgages

Reverse Mortgages are a great way to supplement retirement income, by eliminating your mortgage payment and using the equity in your home to live comfortably.

Commercial Mortgages in Canada.

Commercial Mortgages

Dave’s BM Select team offers Commercial Mortgage solutions tailored to meet the diverse financing needs of investors in the commercial real estate sector.

Rental Mortgages

For decades, Dave’s BM Select team has been delivering award-winning service and results. They offer customized solutions to help you start, or grow your real estate portfolio.

See what Dave's clients have to say...

Elaine R.

Hi Dave, Lorenzo & team!

Thank you so much for everything. You guys were remarkable.

Karu K.

I have used Dave Butler since 2013 and the team has grown a lot, but the service is still the best in the industry. I have used others, but no other team is as good as this team.

Fernando C.

Dave and his team really helped me a lot with my first house mortgage process! They gave me options and educated me with the best choice. Will definitely recommend them and will go back on my renewal to see what our options are!

Marshall K.

Dave and his associates have set up two mortgages for my wife and I over the years. It’s always been a pleasure working with such a professional and friendly group.

Oliver & Melissa

Hi Dave, I just wanted to say thank you for your excellent service. As usual, you go above and beyond! Much appreciated.

Shelley L.

Dave Butler has been instrumental in assisting us over the years with properties and his team of professionals are fast and efficient.

Robert and Mauricio

You have been instrumental in our personal endeavors. We look forward to our next round with you as part our team.

Moira F.

I have dealt with Dave for years now... his team is awesome! I recommend them 100%, they always do the best for their clients. Thank you.

Ashley and Robyn

Hello Dave, many thanks for your continued support. On Tuesday night we signed all the documentation for the property. Do appreciate you hustling Scotia to get this done on time. As usual, it's great working with you.

Jacquelyn B.

I would like to extend my gratitude for facilitating and helping closing the deal in my mortgage application, your team has done an excellent job. Looking forward to working with you and your team again soon for another potential investment opportunity.

Kevin T.

Thank you, Dave, for helping us get approved for a mortgage. Full service, great experience working with Lorenzo and Tristan, they really made it easy for me to understand the process and help us secure GREAT LOW RATES.

Jan U.

Excellent service. Very knowledgeable and supportive staff. I fully recommend Dave Butler.

Andrew P.

Dave Butler is amazing! After we got all the info, it was a matter of just days, and we knew exactly what we could get!

Sandra H.

Dave Butler has a fantastic team to work with and they are quick at responding to any questions or concerns you may have. I would recommend Dave to all my friends and family!

Matt W.

Always quick and easy to deal with. Used Dave and his team on multiple transactions!

Mortgage Tools & Resources

Explore our comprehensive suite of mortgage tools and resources designed to empower you on your homeownership journey. From mortgage calculators that provide accurate estimations of your monthly payments, to informative guides that demystify the mortgage process, we have everything you need to make informed decisions. 

Mortgage Affordability Calculator

Mortgage Calculators

Explore our diverse range of mortgage calculators designed to simplify your home financing journey!

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Mortgage Rates in Canada

Mortgage Rates

Looking for the best mortgage rate? View current Ontario mortgage rates from our lender partners and the Big Banks.

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Canadian Mortgage Frequently Asked Questions

Mortgage FAQ

Have a mortgage question? We have the answers. Find answers to common mortgages questions.

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Mortgage Pre-Approval in Canada Checklist

Get Pre-Approved

Our fast pre-approval process gives you the confidence to make informed decisions by knowing your exact affordability.

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